Banking & finance news from Finanstilsynet
News, circulars and supervisory reports on banking and consumer lending — updated daily.
Høyring frå EBA om prosessen for felles avgjerder i tilsynskollegium om føretaksspesifikke kapital- og likviditetskrav
Den europeiske banktilsynsmyndigheita (EBA) har sendt på høyring forslag til endringar i tekniske gjennomføringsstandardar (ITS) som regulerer prosessen for felles avgjerder om føretaksspesifikke tilsynskrav etter artikkel 113 i kapitalkravdirektivet (CRD).
Tilsynsrapport - Marker og Eidsberg Sparebank
Finanstilsynet har gjennomført tilsyn med Marker og Eidsberg Sparebank. Formålet med tilsynet var å kontrollere foretakets etterlevelse av hvitvaskingsregelverket knyttet til kontanthåndtering.
Finanstilsynet fant enkelte svakheter og mangler i foretakets etterlevelse av hvitvask…
Supervisory Report - SpareBank 1 Ringerike Hadeland
The supervisory report summarises local supervision at SpareBank 1 Ringerike Hadeland. The supervision covered the bank's internal governance, credit risk in the corporate market segment, including loss assessments in accordance with IFRS 9, as well as liquidity and funding risk.
Capital Adequacy in Norwegian Banks as of 30 June 2026
The Financial Supervisory Authority of Norway has published updated figures for capital adequacy in Norwegian banks.
Supervisory Report - Sparebank 1 Østlandet
Finanstilsynet has conducted supervision of Sparebank 1 Østlandet. The purpose of the supervision was to assess the bank's policies, procedures and governance models for granting and monitoring BM loans, as well as to evaluate whether the bank's exposure level and practices for granting BM loans are in…
EBA proposes new reporting requirements for validation and monitoring of ISDA-SIMM
The European Banking Authority (EBA) has issued a consultation paper proposing new reporting requirements to support the EBA's validation and ongoing monitoring of the ISDA Standard Initial Margin Model (ISDA-SIMM). The consultation deadline is 2 November 2026.
Supervisory Report - DNB Bank ASA
The supervisory report summarizes supervision at DNB Bank ASA business area Personal Market. The purpose of the local supervision was to assess the bank's credit risk, governance and control and handling of consumer protection primarily within the PM mortgage area. Particular attention was directed …
Decision on macro‑supervisory measures in Austria
Austrian authorities have continued a macro‑supervisory measure that entails applying a sectoral systemic risk buffer on all exposures to non‑financial companies in the construction and real estate sectors in Austria, but with an increased buffer rate. No Norwegian banks …
Banks' results in the first half of 2026
Norwegian banks' total profit and return on equity were lower in the first half of 2026 than in the same period in 2025. The decline in profit from last year was mainly due to considerably lower net interest income and higher operating costs. Loan losses were still at a low level for the banks overall …
Use of flexibility quotas in the lending regulations in the second quarter of 2026
In the second quarter of 2026, the share of new mortgage loans that deviated from the lending regulation's requirements was somewhat higher than in the previous quarter. This applied both to loans in and outside Oslo. There was a particularly increased deviation from the regulation's maximum debt‑to‑income ratio requirement. For consumer loans and loans with collateral in …
Source: Finanstilsynet
